J&K Bank Agriculture Loan Scheme Check Eligibility, Rate Of Interest And More
Agricultural Term Loan
To provide adequate and timely credit for comprehensive requirements of farmers with flexible and simple features
- Purchase of assets (farm equipments, bullocks, etc)
- Creation of assets (Orchard Development, Dairy Development, Poultry development etc)and
- Any other activity under Agriculture, Horticulture, Sericulture, Animal Husbandry, Plantation, Fisheries etc.
- An indicative list of activities is presented herein below.
- Setting up of small Dairy/Poultry units · Orchard Development
- Crops (Paddy, wheat, maize, oil seeds, saffron, vegetables etc)
- Purchase of Farm Machinery eg. Water pumps/Spray pumps
- Dug wells, Bore wells, shallow tube wells, sprinklers and drip irrigation.
- Purchase of plough animals
- Purchase of seeds, pesticides/fertilizers · Vegetable farming
- Setting up Rural Retail Agricultural outlets
- Construction of Godowns/grading sheds
- Plantation, nurseries
All Persons engaged in agricultural and allied in Semi urban and Rural areas including all categories of farmers.
Max. 
1.00 Lac depending upon the activity to be financed. Multiple activities can also be considered for assessing the quantum of finance.
0.05% of the amount sanctioned with a min. cap of Rs 25/- to be paid upfront
5 years after a moratorium of three months.