Kashmir Student Updates
Educational website of J&K

JK Bank mPAY Transaction Limit and Charges Check Here

J&K Bank mPay is a mobile application that allows you to access your bank account(s) using a smart phone. You can view account related information, transfer funds, pay bills and recharge your mobile and a lot more using this application. Download the application now to make banking simple!

An existing J&K Bank customer with a Savings/Current/Cash Credit account having mobile number updated with us can use mPay facility.

What is the daily Transaction limit?

Daily transaction limit of Rs. 5, 00,000 & Monthly limit of Rs. 30, 00,000. Total Number of transactions per day: 20
Max amount per transaction: Rs.3,00,000 (JK Bank – JK Bank)
Max amount per transaction: Rs.2,00,000 (IMPS/ NEFT)

Are there any charges for downloading/activating J&K Bank mPay?

J&K Bank mPay is free for download. However, the telecom operator may levy charges for internet connectivity and the national SMS required for registration.

Download J&K Bank Mobile Banking App [J&K Bank mPay] from respective store (i.e. Google play store for Android users & App Store for ios users). After installation provide your debit card details & follow the process.
In case of online assistance/issues, please call us on our toll free number 1800 1800 234. You can also register through J&K Bank business unit/JK Bank ATMs.

What are the facilities available on J&K Bank mPAY?
J&K Bank mPay makes banking a lot simpler! Now you don’t have to visit a Branch anymore for services like Mini statement, Balance Enquiry, Funds Transfer within Bank, NEFT/IMPS, Term Deposits, Loan Requests, Bill payments and Mobile recharges.

  1. Nuzhat nabi says


  2. Bashir ahmad bhat says

    But Airtel No is not Recharging.

  3. Bashir ahmad bhat says

    But we can not recharge our Airtel no. In this app.

  4. Mohammad Ali says

    Can we connect this with students account

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