Post Office Scheme: Deposit 5000 Rupees Every Month And Get 16.25 Lakh Rupees On Maturity – check Scheme Details

Post Office Scheme: Good News! Deposit 5000 rupees every month and get 16.25 lakh rupees on maturity, check scheme details

Join Below Groups To Get Instant Updates

Join Telegram GroupClick Here
Join WhatsApp GroupClick Here

Public Provident Fund i.e. PPF is such a small savings scheme, through which you can invest in a disciplined manner over a long period and create a big corpus for the future.

Post Office Savings Scheme:

Public Provident Fund (PPF) is a post office scheme that encourages long-term investments. The maturity of this scheme is 15 years. A maximum of Rs 1.5 lakh can be deposited in this scheme in a year. But its special thing is that in addition to a lump sum investment throughout the year, there is also the facility of monthly investment like Systematic Investment Plan ie SIP. The annual interest in this government scheme is also higher than that of FD or RD. By investing a little in it, you can accumulate a big fund for the future. The interest and maturity income earned in this is also tax free.

PPF Calculator: Monthly Rs.5000 on Deposit

  • Monthly Deposit: Rs 5000
  • Total Deposit in Years: Rs 60,000
  • Interest Rate: 7.1 percent compounding annually
  • Amount on Maturity after 15 years: Rs 16.25 lakh
  • Total Investment: Rs 9 lakh
  • Interest Benefit: Rs 7.25 lakh

PPF Calculator: Monthly Rs.10,000 on Deposit

  • Monthly deposit: Rs 10,000 Total deposit in years: Rs 1,20,000
  • Rate of interest: 7.1 per cent compounding per annum
  • Amount on maturity after 15 years: Rs 32.55 lakh
  • Total investment: Rs 18 lakh
  • Interest benefit: Rs 14.55 lakh


  • One can deposit a maximum amount of Rs 1.50 lakh in PPF in a financial year. This maximum investment can also be made in 12 installments.
  • Minimum investment of Rs 500 is required.
  • Interest is getting in PPF at the rate of 7.1 percent per annum.
  • This scheme can be opened only through a single account.
  • A PPF account can also be started in the name of a child below the age of 10 years. However, the guardian has to take care of the account till he attains majority.
  • The maturity of this scheme is 15 years, but it can be extended for 5-5 years even after maturity.
  • Being a government savings scheme, subscribers get complete security when they invest in it. In this, there is a sovereign guarantee on the interest earned.
  • Subscribers can avail loan against PPF account at a suitable rate of interest. By opening the loan benefit account, you can take advantage of the loan in the third and sixth years.

Tax Benefits

Public Provident Fund offers tax benefits under section 80C of the IT Act. In this, a deduction of up to Rs 1.5 lakh can be taken on the amount invested in the scheme. Tax exemption is available on both the interest earned in PPF and the maturity amount.

Leave A Reply

Your email address will not be published.

Share via
Copy link